Investment suitability is different for each person.  Individuals in high tax brackets need investments that are unlike investments for persons in lower tax brackets.  Some individuals may need Tax Free investments while others may need to focus on Tax Deferred investments, while yet others are suited best with fully taxable investments.  Younger individuals have needs that are unlike those needs of individuals that have retired or nearing retirement.  Our investment management practice is primarily fee based and focuses on customizing investments for each individual.  One size does not fit all!  Check out our financial services website at www.wfswealthmanagement.com